Navigating Funding and Insurance for Home Accessibility
Financing home modifications for accessibility can be complex, but various funding sources and insurance options are available. At AccessAble, we are dedicated to helping you understand and access these opportunities to finance your home accessibility projects.
Private Insurance and Medicare:
Private insurance policies and Medicare may cover home modifications deemed medically necessary. Consult with your insurance provider to understand your policy’s specifics.
Medi-cal:
California’s CalAIM initiative provides a framework for Medi-Cal managed care plans to integrate non-medical interventions like Environmentally Accessible Adaptations. This initiative supports minor to moderate home modifications to enhance environmental accessibility for Medi-Cal members with certain health conditions.
Veterans’ Benefits:
Veterans may qualify for assistance through VA programs like the Specially Adapted Housing (SAH) grant and the Home Improvements and Structural Alterations (HISA) grant.
State and Local Programs:
Many state and local government programs provide grants, loans, or tax incentives for home modifications, especially for seniors and individuals with disabilities.
Community Development Block Grants (CDBG):
These HUD-administered grants support local governments in community development efforts, including accessibility modifications for homes.
Non-Profit Organizations:
Non-profits and charities often offer grants or services for home modifications, focusing on low-income families or individuals with specific disabilities.
Alternative Financing Solutions:
Consider personal loans, home equity loans, or lines of credit as potential funding sources. Evaluate their terms and interest rates carefully.
Consultation and Assistance:
AccessAble offers consultation to help you navigate these funding and insurance options. We can assist in identifying suitable programs and guide you through the application process.
Navigating funding and insurance options for home accessibility can be daunting. AccessAble is here to guide you through these options to find the best solution for funding your project.
